DeAnn Golden

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Listing provided courtesy of Mountain Realty- MLS# 10772677MLS ProviderContact Information: 706-994-0920

2421 Settlers RidgeHiawassee, GA 30546

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 1,920 Sq. ft. | 0.63 Acres
$424,900 Active

2421 Settlers Ridge Overview

Time on Site:
40 days
Visits:
0

Completely renovated 3BR/2.5BA ranch on a nice lot in Settler Ridge. Conveniently located Close to town & Lake Chatuge. This open concept home opens into the vaulted great room, with exposed beams and ship lap, a floor-to-ceiling natural stone gas fireplace, and a fully updated kitchen with granite countertops, oversized center island, new stainless appliances, and tile backsplash. A split-bedroom floor plan with primary on one side and additional bedrooms on the other. Reading nook/office space is an added bonus on the back side of the home. Huge laundry room and lots of storage. Major updates: new roof (2021), new HVAC trunk lines and fresh service, new LVP flooring, tiled laundry and bathroom floors, new plumbing and lighting fixtures throughout, fresh interior and exterior paint. Massive pull-under 2-car garage with basement storage and half bath. Three-sided large porches include a screened-in rear porch. Greenhouse and storage shed included on the back side of the property. Enjoy the gentle yard w/mature landscaping.

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2421 Settlers Ridge Facts & Features

  • Type Single Family
  • Sq. ft. 1,920
  • Price/Sq.ft. $221
  • Lot 0.63 Acres

Details

General

Association/HOA

  • Association Fee: 0
  • Association Fee Includes: None
  • Association: No

School Information

  • Elementary School: Towns County
  • Middle Or Junior School: Towns
  • High School: Towns

Building Information

  • New Construction: No
  • Year Built: 1998

Location/Region

  • Country: US
  • County Or Parish: Towns
  • Subdivision Name: Settlers Ridge

Building Exterior/Construction

  • Total Number Of Slips: 0

Community/Development

  • Community Features: None

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: 1143.35
  • Tax Year: 2025

General Information

  • Listing Terms: Cash, Conventional, USDA Loan, VA Loan
  • Parcel Number: 0046 003P
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Covenants/Restrictions

Interior

Building Information

  • Below Grade Unfinished: 0

Parking Information

  • Garage: Yes

Beds/Baths

  • Bathrooms Full Lower: 0
  • Bathrooms Half Lower: 1
  • Bedrooms Lower: 0
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Bathrooms Total Decimal: 2.5

Building Interior

  • Above Grade Finished Area: 1920
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 1920
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement: Bath Finished, Full, Unfinished
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Other, Vinyl
  • Interior Features: Master On Main Level, Other, Vaulted Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Common Area
  • Levels: One
  • Living Area: 1920
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3

Exterior

Parking Information

  • Parking Features: Guest, Garage, Basement
  • Parking Total: 6

Lot Information

  • Land Lot: 193
  • Lot Features: Level
  • Lot Size Acres: 0.628
  • Lot Size Area: 27355.68
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 27355.68
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

    Building Exterior/Construction

    • Architectural Style: Ranch
    • Attached Garage: Yes
    • Construction Materials: Wood Siding
    • Patio And Porch Features: Screened
    • Roof: Composition
    • Structure Type: House

    General Information

    • Carport: No
    • Exterior Features: Garden
    • Other Structures: Greenhouse, Shed(s)
    • Sewer: Septic Tank
    • Utilities: High Speed Internet, Underground Utilities
    -

    2421 Settlers Ridge Neighborhood

    Community

    30546 (HIAWASSEE) Demographics

    58
    Median Age
    54
    Population Density (per sq. mile)
    39%
    College Educated
    $52,635
    Estimated Median Income
    2,827
    Estimated Total Home Owners
    709
    Estimated Total Renters
    80% / 20%
    Estimated Owner / Renter Divide
    2
    Estimated Average Household Size
    Community data courtesy of LiveBy, Inc.

    Schools

    School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

    2421 Settlers Ridge Monthly Cost

    $
    $ %
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    $
    $
    * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

    2421 Settlers Ridge Market Data

    Based on the last 30 days in this zip code

    $665,700
    Average List Price
    $455
    Average Price per Square Foot
    19
    Properties Sold
    121
    Average Days on Market
    360
    Properties for Sale
    Calculations provided by Reliance Network

    2421 Settlers Ridge History

    Date Event Value Agent
    6/19/2026Source: Georgia MLS Status Change
    Active
    6/17/2026Source: Georgia MLS Price Reduction
    $424,900 -3.4%
    6/17/2026Source: Georgia MLS Status Change
    Price Change
    6/17/2026Source: Northeast Georgia MLS Price Reduction
    $424,900 -3.4%
    6/6/2026Source: Georgia MLS Status Change
    Active
    6/4/2026Source: Georgia MLS Price Reduction
    $439,900 -2.2%
    6/4/2026Source: Georgia MLS Status Change
    Price Change
    6/4/2026Source: Northeast Georgia MLS Price Reduction
    $439,900 -2.2%
    5/27/2026Source: Georgia MLS Added to Database
    May 27, 2026
    5/21/2026Source: Northeast Georgia MLS Added to Database
    May 21, 2026